Errors and omissions insurance also known as professional liability coverage. This insurance is designed to protect your customers from harm that is caused by professional mistakes you make.
As a Florist, your customers expect you to provide them with guidance and advice about the plants and flowers they purchase from you. If you fail to inform them about potential danger or harm, they can sue your company for the damages caused.
For example, let’s say you sell an Oleander plant to a customer. You forget to tell the customer that the plant is poisonous to pets. Your customer raises award winning chows, and one of them chews on the plant and dies. That customer could sue you for neglecting to warn them that the plant is dangerous to animals.
Since you are a professional florist, your customers assume you have much more knowledge about plants and flowers than they do. Because of this, they trust you to keep them, their pets, their loved ones and their household environment safe. If you neglect to mention particular problems with plants or flowers you sell, your clients can suffer from harm or loss due to those omissions.
The same concept applies to professional errors. If you make a mistake in floral deliveries and end up sending black roses to a wedding and wedding bouquets to a birthday party, your customers will be very unhappy with the mix up. If the wedding customer feels that you have ruined their special day, they may sue you for damages or pain and suffering.
When clients sue you for mistakes and omissions of this sort, it can become very expensive. In some cases the cost of legal defense and settlements may bankrupt your company. Purchasing errors and omissions insurance coverage can protect you from severe financial losses that might arise when mistakes like this are made.
Our carriers are expert in this industry at providing comprehensive coverage at affordable pricing, and offer flexible payment options. Let us protect your business and save you money!
Our agency specializes in custom built, comprehensive insurance plans for Security Guard insurance, Private Investigators, Background Check Agencies and more. We have an understanding of the security and alarm industries and partner with insurance carriers that are best in this industry. We have a high level of expertise and skill at putting together comprehensive plans that protect your business at competitive rates for your bottom line.
We provide General and Professional Liability, Property, Business Auto, Worker’s Compensation, Commercial Umbrella along with many other lines of coverage.
With fully staffed claims and loss control departments that are available to help track any losses and provide services and advise to keep future claims under control. Our markets are financially strong and stable and are trusted in the security, investigative, background screening and alarm communities.
We offer very flexible payment options also looking out for your bottom line.
Give us a call, let us review your insurance needs and put a specialized plan together!
Professional Liability insurance, or Errors & Omissions insurance provides protection for your business if your are sued for negligently performing your services, even if you didn’t make a mistake or error. This could include failing to deliver your service, an omission of something, or giving incorrect advice.
Who should purchase Professional Liability:
*If you provide any type of professional service
*If you give advice to clients
*If required by contract with someone you regularly do business with
What is normally covered:
*Alleged or actual negligence
*Personal Injury (libel or slander)
*Employees, temporary staff & independent contractors
Call us today for a no-obligation quote! We can offer flexible payment options!
Starting a new business can be both exciting and stressful. Everything from location, funding, and business insurance. As a new business owner choosing the right coverage for your business is a key component to protect your business assets.
Business Owners Insurance, or BOP Insurance is ideal for small to medium size businesses. It combines property, and/or business personal property (contents) with liability coverage, even business auto, at affordable prices. Other enhanced coverage can be included such as business interruption, employee dishonesty, and equipment breakdown, and many others can be endorsed on as well.
There are many classes of business that qualify for the Business Owners Policy such as offices, restaurants, garages, retail stores, service operations, artisan contractors and many more. The BOP is a great option to pick and choose which coverage works best for your new business, so you can focus on running your new business!
Most minimum premiums start as low as $350 annually and flexible payment options are available. Let us help you customize your Business Owners Policy today!
Spring is in the air! And so are Easter Egg Hunts, Festivals, Car Shows, Motorcycle Events, Weddings and many other community events. Many venues require Special Events Liability insurance to provide coverage for any bodily injury or property damage at these events.
We have very competitive rates for all your special event insurance needs and can provide a quick turnaround for the quote. Give us a call today at 865-687-8142 and let us provide a quote for your big event!
We are excited to welcome Minda White to our team! Minda will be a new producer with us for Personal Lines insurance, Life insurance, Medicare Supplements and Small Commercial Insurance.
Minda has over 8 years industry experience, is married with one daughter, and lives in the Gibbs community.
We feel Minda is going to be a great asset to our agency.
Cameron Insurance Agency has is now partnered with Employer’s, America’s small business insurance specialist for Worker’s Compensation insurance. They are a financially strong carrier with more than 100 years of experience. They offer competitive pricing with premium discounts and policy dividends, fair and efficient claims handling, managed care specialists working with healthcare providers to promote quality, cost-effective care, loss control support, anti-fraud program, and they have flexible payment plans with low minimum premiums.
We are excited with this new partnership and the savings it will pass on to our customers! Let us review your worker’s compensation and see how we can help you save.
Knoxville Award Program Honors the Achievement
Cameron Agency has been selected for the 2015 Best of Knoxville Award in the Insurance Agency category by the Knoxville Award Program.
Each year, the Knoxville Award Program indentifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make Knoxville area a great place to live, work and play.
Various sources of information were gathered and analyzed to choose the winners in each category. The 2015 Knoxville Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Knoxville Award Program and data provided by third parties.
About Knoxville Award Program
The Knoxville Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Knoxville area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.
The Knoxville Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community’s contributions to the U.S. economy.
SOURCE: Knoxville Award Program